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Work-at-Home Jobs FAQ: Disabilities and Benefits

Disabilities

  1. Must I personally have a disability or chronic medical condition to apply for a job with NTI?
  2. What if I am not receiving Social Security disability benefits and I am not a consumer of my VR state agency, but I do have a significant medical condition which motivates me to work from home?

Government benefits

  1. How will this job affect my disability payments from the Social Security Administration?
  2. How will my health care benefits be affected if I work for NTI?
  3. What if I have a visual impairment and need accommodations?

1. Must I personally have a disability or chronic medical condition to apply for a job with NTI?

Yes, NTI's mission is to work with individuals with significant disabilities who strongly prefer or require home-based employment. More than 95% of our applicants either receive Social Security disability benefits or are clients of their state VR agencies.

The remaining applicants must submit forms of disability documentation from other sources. We usually direct these applicants to their state VR agencies for state-level approval.

 

2. What if I am not receiving Social Security disability benefits and I am not a consumer of my VR state agency, but I do have a significant medical condition which motivates me to work from home?

If you have a disability or a medical condition and strongly prefer or require home-based work, you probably qualify for VR services in your state. Read the "Find a VR Counselor" section on the "Working with VR" page on our site for instructions on how to locate a VR counselor that serves your area.

You are welcome to apply to NTI while you wait for VR agency authorization.

 

3. How will work affect my disability payments from the Social Security Administration?

The best, most detailed, explanation on how work will impact your benefits is provided by SSA in their "Redbook on Work Incentives". Just put that title into your search engine to find it on SSA's website.

You may be pleasantly surprised at how far SSA goes in trying to make you feel comfortable about trying to work.

If you still have questions once you have read the "Redbook on Work Incentives", call your local Social Security Office and ask to speak to someone familiar with work incentives for people who are receiving SSI or SSDI. If you have a complex situation and feel you need even more help, there are 102 Work Incentive Planning and Assistance (WIPA) Projects around the U.S. Put WIPA into your search engine to find the project closest to you. These experts are funded by the SSA. Their goal is to assist you in making informed choices about work.

5. How will my health care benefits be affected if I work for NTI?

If you are receiving Medicare, your health care coverage will remain in effect, even if you return to work full-time.

If you receive Medicaid, health care coverage for those who work varies state to state. Visit the Centers of Medicare and Medicaid, or call 1-800-Medicare (800-633-4227) for details on the options your state offers.

6. What if I have a visual impairment and need accommodations?

Approximately 10% of NTI's teleworkers have visual impairments.

Individuals with visual impairments who need only 2 times magnification of normal font size can perform virtually all of the jobs NTI finds.

Matching applicants who use screen readers or require more than 2 times magnification of normal font size with jobs is much more challenging. Some employers use software that is accessible to screen-reading technology, but others don't. If you require more than 2 times magnification, let your NTI interviewer know during the initial interview so that we can work most effectively with you.

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